It’s very important to have insurance coverage. A lot of people think insurance is a scam - there is a big misunderstanding of how insurance works. It’s not a tangible thing. Chester Winter from Liberty Mutual joins us to dig deep into insurance policies and why we all need to be covered.
It’s very important to have insurance coverage. A lot of people think insurance is a scam - there is a big misunderstanding of how insurance works. It’s not a tangible thing. Chester Winter from Liberty Mutual joins us to dig deep into insurance policies and why we all need to be covered.
“All insurance is great until you need it, then that’s when you separate the good companies from the bad ones.”
Insurance companies can be separated into two categories – the 1-800 companies and the more personal ones. If you’re working with a 1-800 company you get what you pay for, and there’s a reason why they’re cheaper. They don’t cover as much and that can leave you stranded when filing a claim.
In homeowner’s insurance, dwelling coverage is the most important. Homeowners insurance isn’t for when your golf clubs get stolen – that’s not what’s important. It’s about what if your roof gets blown off or your house catches on fire. Those are the claims you want to use your insurance. And if you have a prequalification on a house – this is the perfect time to start looking at home insurance policies. Take a slow circular video of each room in your house. This makes the claims process and your life a lot easier to remember what you had if a loss occurs.
Insurance can cover many categories, from auto, home, annuities, renters, and umbrella policies. Chester Winter walks through them all, sharing crucial information on how they can each best equip us to be prepared for any emergencies. You need to have insurance, let the Mortgage Money Mindset team help you find the best policy today.
Contact Chester Winter, LUTCF
Lead Sales Representative
Licensed in AZ, CO
Liberty Mutual
Cell: 623-243-2814
Direct: 623-707-1168
Fax: 603-430-5968
Chester Winter: website | facebook | linkedin
Andrew Karam: website | facebook | linkedin | instagram | book a call
Kevin Booth: website | facebook | linkedin | book a call